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Business Accounts  

 

 

Business Checking / Savings

   

Business Checking - A regular non-interest bearing account that checks may be written on and deposits made to for business customers.  The monthly service charge is $5.00 plus $.15 a check over 35 checks.

   

Business Savings - A regular interest bearing savings account allowing six transfers or withdrawals per month.  There are no monthly service charges if a $50.00 average balance is maintained.

 

 

Business Loans

   

Line of Credit -  Our lending staff is skilled at understanding the needs of your business and repayment terms.  If your borrowing needs change from month to month, a line of credit might be a viable option for your business.

   

Commercial Real Estate - We can help you finance the purchase and construction of commercial real estate.  We have experience in financing income-producing properties, commercial real-estate properties, apartments, offices,  and other commercial enterprises.

   
   

 

 

Credit Card Services

   

Merchant Credit Card Processing- The Exchange Bank can help you manage your customer's bank card payments efficiently, conveniently and economically. Whether you sell arts & crafts on the weekend, supply products and services nationwide or perform contract services for a government agency, you should consider accepting credit cards as payment. Exchange Bank can help you by:

bullet Eliminating accounts receivable.
bullet Collecting full payment up front - rather than invoice 30 days later.
bullet Reduce or eliminate the risk involved with accepting personal checks.
bullet Provides your customer with a convenient payment option.
 

 

 

Other Services

   

Online Cash Management - Our Online Banking site allows you to set up direct deposit of payroll, originate ACH payments and receipts. All of these services are available for a low monthly fee ranging from $20.00-$25.00 based upon activity.

   

Contact us at info@exchangebank-gibbon.com